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Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

What to Know About Workers’ Compensation and Working from Home

What to Know About Workers’ Compensation and Working from Home

Are you one of the many businesses that has taken on a remote or hybrid working model? Working from home has pros and cons, but it also raises serious questions like what would happen if an employee becomes injured while performing work at home. Workers' compensation (often shortened to workers’ comp) laws and requirements vary by state, but generally, any business that has employees must have workers’...

How to Avoid Hitting a Deer

How to Avoid Hitting a Deer

Autumn is beautiful, but it also introduces some fall driving hazards… deer collisions being one of them. From October to December, mating and hunting season make deer go on the move. For drivers, that means you’re more likely to hit one. According to a 2022 study published in the journal Current Biology, about 2.1 million deer-vehicle collisions happen in the U.S. each year, causing more...

Winter Weather Preparedness for Small Businesses

Winter Weather Preparedness for Small Businesses

Winter weather can take a heavy toll on small businesses. The risks posed by storms, slippery walkways, and power outages can lead to financial losses. Taking steps to prepare your company and employees for the winter season can minimize business disruptions and claims filed for slip-and-fall accidents.  The best overall advice is to be proactive. Evaluate any risks on the property to determine where problems...

What to Know About Renting to Own

What to Know About Renting to Own

Over the last several years, many Americans have become pessimistic on the prospect of home ownership. According to a recent Bankrate survey, 51 percent of aspiring homeowners view cost-of-living issues as a major obstacle to buying, while 54 percent say their household income hasn’t matched the rise in market prices for available homes. With those challenges in play, many people are exploring rent-to-own options. Renting...

Safety Tips for Online Shopping

Safety Tips for Online Shopping

It is that time of year again. Whatever holiday you celebrate, Americans nationwide go to their favorite online retailers to buy holiday decorations, party supplies, and gifts to make the season merry and bright. The convenience of the internet is hard to resist, but the freedom and flexibility of online buying come with some grave risks.  Cybercrime is on the rise. In a recent year,...